Welcome to Fig

Credit building alternatives to payday loans certified as socially responsible by the U.S. Treasury

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Compare a $300 loan over 4 months...

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Credit Reporting

Since 2016, Fig loans have built credit, helping you access more affordable credit in the future.

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Transparent Terms

We have no hidden fees or fine print. The rate you see is exactly how much your loan will cost.

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Designed to be Repaid

Modeled after home loans because it works, pay the same amount each month and after the last month your loan is paid off.